Senior citizens are one of the most likely groups to holiday abroad, but it is also this group that can have the most difficulty in getting an affordable deal on travel insurance.

There are insurance companies that specialise in providing cover for the over 65′s, as well as a number of non-specialist policies available that cater for the older traveller.

However, some insurers no longer offer multi-trip annual travel insurance cover to older holiday makers, meaning that the older generation are often excluded from the cheapest travel insurance options available.

There are now a range of providers that offer cheap travel insurance for the older holidaymaker, however some customers still find themselves having to pay much higher premiums for the chance to go abroad due to the increased risks associated with their age group.

Because of the higher cover prices for their age group, many are tempted to make the trips without taking out travel insurance in order to avoid paying a high price for cover which may exclude existing medical conditions.

The stereotypical view that older holidaymakers have an increased risk of falling ill or having an accident whilst on holiday makes it difficult for the older traveller to find an affordable travel insurance deal.

In the event of complications happening whilst on holiday, treatment can be expensive – not too mention the costs involved when booking an earlier flight home.

However, with a wider variety of specialist providers now offering affordable deals, older holidaymakers now have more options when it comes to selecting travel insurance for overseas excursions.

Summer sun is out and a good dip in a nice, cool beach, sipping cold fruit juices and eating native delicacies seem to be in everyone’s agenda. As such, my little daughter and I are planning our next Summer get away scheduled in a month’s time. And as much as I’d like to treat my little girl to some fancy 5-star hotel accommodation, we will have to choose something less expensive and more affordable without sacrificing the comfort and safety of my family.

A search for the best inns and travel lodge hotels generate a long list of affordable accommodations. And as I check each site, I found myself weighing more than two choices. Each one offered different accommodations and amenities and here are some of the observations and considerations that I drew up based on my last year’s travel:

1. Travel Lodge Hotels are all the rage. With the recent economic slow-down, people have either put off taking vacations or have chosen closer destinations, all to save some money. But I realized that travelling and vacationing has become very affordable during these times with the presence of travel lodge hotels. A number of tourists are seeking to discover new culture, new food to taste and new adventures, and this kind of accommodation provides them a comfortable place to sleep in at night.

2. Travel Lodge Hotels are budget friendly. With prices ranging from USD 35 to a high of USD 100 a night, depending on your choice of tourist spot, these hotels provide affordable accommodations. This gives you more flexibility on your budget, and gives you more room for sight-seeing, dining out and yes, shopping. Check out vacation packages being offered by these types of accommodation. They carry amazing value rates for all types of travelers: family vacations for an affordable rate on family rooms and free breakfast packages; backpackers who wish to see multiple city locations; couples on weekend escapades etc.

3. Travel Lodge Hotels are safe and clean. Known for consistent clean and comfortable accommodations, these travel lodge hotels are also known to make the safety of their guests a top priority. At the one I stayed in, fire extinguishers and fire exits are duly identified at each floor. Fire alarms and exit maps are also evident in every room. Furthermore, 24-hour security is carried by these places, and the obvious presence of guards, hotel staff and concierge assures you of a peaceful and secure slumber.

4. Travel Lodge Hotels are known for personal touches, and hospitable ambience. Similar to bed and breakfasts and inns, these travel lodge hotels pride themselves of that personal and homely feeling we travelers like to experience. With friendly and caring service, we can be assured of nothing but top of the line hospitality.

5. Travel Lodge Hotels can be found in notable, ideal and key locations. There won’t be much of a hassle if you need to tour around the city’s famous landmarks or to look for local convenience store or a doctor’s clinic. As businessmen often use travel lodge hotels for their accommodations, you can be assured that the place has free wiki and office amenities giving you access information to the city’s best beaches, clubs or noted tourist destinations.

Having found all these in my choice of travel lodge hotel, I am well on my way of taking my little daughter for some good rest and recreation. More importantly, we are set to experience a one of a kind summer vacation within our set budget.

Happy summer!

1. Comfort Inn Hotel London
2. Travelodge London
3. Premier Inn London
4. Jesmond Dene Hotel
5. Excelsior Hotel

For visitors arriving into London Kings Cross railway station, they may wish to hire a car from one of the national car hire firms which are often located on Pentonville Road. Please remember and bring along your driving license, passport and credit card with you to the branch when collecting your low cost car rental.

Alternatively you may wish to stay in one of the many hotels which are within walking distance of Kings Cross Station.

1. Comfort Inn Hotel
This hotel is within a few minutes walk of the station. Visitors will be able to locate the London hotel on Saint Chad’s Street. There are over fifty rooms with en suite facilities. The hotel offers breakfast in a buffet style. The bedrooms have central heating, hair dryers, cable television. There is a manned twenty four reception for guests who may arrive later than normal check in times.

2. Travelodge London
On Grays Inn Road a couple minutes walk from the train station. Tourist will find the Travelodge based close to the train station. There are just under one hundred en suite bedroom in the lodge. The travel lodge is a UK chain group and nearly all the rooms are decorated in a similar theme. If you have a rental car out on hire you are able to park this vehicle in the hotel car park.

3. Premier Inn London
This hotel is around a seven minute walk from the train station. Tourists can locate the hotel on York Way in London. There is the usual room facilities in this one hundred and forty five bedroomed hotel such as hair dryer, radio and TV. Any business guests visiting can also use the free wifi on offer and other business amenities such as wireless internet access, fax, photocopying and meeting rooms.

4. Jesmond Dene Hotel
This is a small intimate hotel with just twenty three bedrooms with twenty of the rooms offering en suite facilities. A mere seven minute walk from the train station to the hotel. Free WiFi is on offer, along with internet access, currency exchange,fax and photocopying facilities.

5. Excelsior Hotel
A five minute walk from the train station will find you in Argyle Street, London.
The hotel has thirty five rooms over five floors. Inside the hotel amenities on offer are tourist information, fax facilities, hair dryer, radio, TV, internet, bar and free parking in the hotel car park.